a man at his desk at his place of employment

Equipment Financing

Custom Equipment Solutions as Unique as Your Ambitions

At Dogwood State Bank, we understand that managing expenses while growing your business can be a challenge. That’s why we offer flexible, financing with 100% equipment cost coverage to help you acquire the equipment you need to keep your business growing, without draining your cash flow. Your success depends on having the right equipment to drive progress and productivity. We understand the challenges of balancing growth with available capital, and we’re committed to providing the financing solutions that keep you moving forward—without the financial strain.

Our finance and leasing options can be tailored to fit your budget and business goals,
giving you the tools to stay competitive.

 
Why Finance Through Dogwood State Bank?
  • 100% financing for equipment, plus additional soft costs
  • Simple application process for amounts up to $250,000, with quick approval and processing through our easy-to-use finance portal
  • Flexible terms ranging from 24-84 months (with options for longer terms and amortizations)
  • Consolidated payment options under a single master agreement, allowing you to manage current and future equipment needs in one easy payment
  • Equipment lines of credit available for upcoming capital expenditures, allowing you to secure equipment as soon as it becomes available
  • Fast, efficient documentation process
  • Multiple end-of-term options depending on your financing structure
Not Sure if Financing is the Right Choice?

Here’s why so many businesses like yours choose financing to acquire equipment:

 
  • Preserve Capital - By financing, you avoid the large upfront costs freeing up cash for other important business needs 
  • Simplify Budgeting - With fixed payments over the life of the agreement, you'll have predictable costs that are easy to incorporate into your financial planning
  • Stay Ahead of the Curve - Equipment leasing and financing can keep you up to date with the latest technology by offering varied end-of-term options, boosting efficiency and profitability with enhancing both employee satisfaction and the customer experience