
We Have a Checking Account to Meet Your Needs.
First, we designed our checking accounts to meet your basic financial needs. Then, we added special features to each one to ensure that you had an account tailored for you. Review what we offer to find the services that meet your needs. You'll see that we stand by our motto of Sound Thinking, Solid Results.
Personal checking accounts at a glance
- $0 Monthly Service Charge
- $0 Minimum Balance
- $0 Per Check Charge
- $100 Required to Open Account
- Unlimited Number of Checks Allowed Per Month
- Electronic Statements
- $0 Monthly Service Charge (as long as a $100 minimum balance is maintained - if not, there is a $5 monthly fee)
- $100 Minimum Balance to avoid service charge
- $0 Per Check Charge
- $100 Required to Open Account
- Unlimited Number of Checks Allowed Per Month
Senior checking is free for our customers aged 55 and over. It comes with all the features of Coast Checking, plus there is no charge for your first order of checks.
$0 Monthly Service Charge (as long as one of the balance relationships is maintained - if not, there is a $15 monthly fee)
$1000 Min. Balance to Avoid Service Charge ($1,000 in your Sound Advantage Account or $25,000 in a Dogwood State Bank CD or a $15,000 Dogwood State Bank Line of Credit)
$0 Per Check Charge
$100 Required to Open Account
Unlimited number of checks allowed per month
Free custom checks
No annual fee credit card (must apply and qualify)
Free small safe deposit box (subject to availability)